Do's & Don'ts
DO continue to live at your current home.
DO continue to make your home loan payments or rent payments.
DO continue to use your credit as normal.
DO keep working at your current job.
DO keep your same insurance company.
DO stay current on all your existing accounts.
DO call your MORTGAGE CONSULTANT if you have any questions.
DON'T start any home improvement projects
DON'T buy any furniture
DON'T apply for new credit cards (even if you seem pre-approved)
DON'T close any credit card accounts
DON'T consolidate your debt onto one or two credit cards
DON'T max out or over charge on your credit card
DON'T open a new credit card
DON'T pay off any loans or credit cards without discussing it with your MORTGAGE CONSULTANT
DON'T change bank accounts
DON'T pay off charge offs without a discussion with your home MORTGAGE CONSULTANT
DON'T pay off collections without a discussion with