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Mortgage
Do's & Don'ts

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Do's & Don'ts

  • DO continue to live at your current home.

  • DO continue to make your home loan payments or rent payments.

  • DO continue to use your credit as normal.

  • DO keep working at your current job.

  • DO keep your same insurance company.

  • DO stay current on all your existing accounts.

  • DO call your MORTGAGE CONSULTANT if you have any questions.


  • DON'T start any home improvement projects

  • DON'T buy any furniture

  • DON'T apply for new credit cards (even if you seem pre-approved)

  • DON'T close any credit card accounts

  • DON'T consolidate your debt onto one or two credit cards

  • DON'T max out or over charge on your credit card

  • DON'T open a new credit card

  • DON'T pay off any loans or credit cards without discussing it with your MORTGAGE CONSULTANT

  • DON'T change bank accounts

  • DON'T pay off charge offs without a discussion with your home MORTGAGE CONSULTANT

  • DON'T pay off collections without a discussion with



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